The two integrated insurances offer smart options for excellent health coverage without compromising quality or choice. The Plan allows employees to tailor and customize coverage to meet individual needs, personal circumstances and acceptable financial exposure.

The Primary Health Insurance is an affordable group Major Medical Plan with Prescription Drug, Dental and Life coverage. The lower rates, with a higher deductible, are designed for employees who need excellent coverage and are comfortable with the increased financial exposure.

The Secondary Health Insurance is an inexpensive optional supplemental insurance which specifically addresses the primary insurance deductible to further reduce financial exposure.